:root{
    --gold:#C9A84C;--gold-light:#E8C96A;--gold-dark:#A07C30;
    --dark-900:#1A1A1A;--dark-800:#242424;--dark-700:#2D2D2D;--dark-600:#3A3A3A;--dark-500:#484848;
    --cream:#F5F0E8;--cream-muted:#B8B0A0;
    --border:rgba(201,168,76,.18);--glow:rgba(201,168,76,.25);
    --font-d:"Sora",sans-serif;--font-b:"Inter",sans-serif;
    --r:16px;--sg:0 8px 32px rgba(201,168,76,.2);
}
body{background:var(--dark-900)!important;color:var(--cream)!important;font-family:var(--font-b)!important;-webkit-font-smoothing:antialiased;}
.elementor-section,.elementor-container,.e-con,.e-con-inner{color:var(--cream);}
h1,h2,h3,h4{font-family:var(--font-d)!important;color:var(--cream)!important;}
a{color:var(--gold);transition:color .2s;}a:hover{color:var(--gold-light);}
p{color:var(--cream-muted);}
.wise-btn,.wise-btn-ghost{display:inline-flex;align-items:center;font-family:var(--font-d);font-weight:700;font-size:15px;padding:13px 28px;border-radius:999px;text-decoration:none;cursor:pointer;transition:all .25s;white-space:nowrap;border:none;}
.wise-btn{background:linear-gradient(135deg,var(--gold-dark),var(--gold),var(--gold-light));color:var(--dark-900)!important;box-shadow:0 4px 20px rgba(201,168,76,.35);}
.wise-btn:hover{transform:translateY(-2px);box-shadow:0 8px 32px rgba(201,168,76,.5);color:var(--dark-900)!important;}
.wise-btn-ghost{background:transparent;color:var(--gold)!important;border:2px solid var(--gold);}
.wise-btn-ghost:hover{background:rgba(201,168,76,.1);color:var(--gold-light)!important;}
.wise-hero{position:relative;min-height:100vh;display:flex;align-items:center;overflow:hidden;background:var(--dark-900);}
.wise-hero-video{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;opacity:.3;filter:saturate(.5) brightness(.6);z-index:0;}
.wise-hero-overlay{position:absolute;inset:0;background:linear-gradient(135deg,rgba(26,26,26,.94) 0%,rgba(26,26,26,.72) 50%,rgba(26,26,26,.88) 100%);z-index:1;}
#particles-js{position:absolute;inset:0;z-index:2;pointer-events:none;}
.wise-hero-content{position:relative;z-index:3;width:100%;max-width:1140px;margin:0 auto;padding:0 24px;display:grid;grid-template-columns:1.1fr .9fr;gap:64px;align-items:center;}
.wise-hero-left{padding:80px 0;}
.wise-eyebrow{display:inline-flex;align-items:center;gap:8px;font-family:var(--font-d);font-weight:700;font-size:11px;letter-spacing:3px;text-transform:uppercase;color:var(--gold);background:rgba(201,168,76,.08);border:1px solid var(--border);padding:7px 18px;border-radius:999px;margin-bottom:24px;}
.wise-eyebrow::before{content:"";width:6px;height:6px;border-radius:50%;background:var(--gold);animation:pdot 2s infinite;}
@keyframes pdot{0%,100%{opacity:1;transform:scale(1);}50%{opacity:.4;transform:scale(1.4);}}
.wise-hero-title{font-family:var(--font-d)!important;font-size:clamp(2.2rem,4vw,3.4rem)!important;font-weight:800!important;line-height:1.1!important;color:var(--cream)!important;margin:0 0 20px!important;letter-spacing:-.02em;}
.wise-hero-title .gold{color:var(--gold)!important;}
.wise-hero-lead{font-size:17px;color:var(--cream-muted);line-height:1.7;max-width:480px;margin-bottom:36px;}
.wise-hero-cta{display:flex;gap:14px;flex-wrap:wrap;margin-bottom:48px;}
.wise-hero-stats{display:flex;gap:36px;padding-top:36px;border-top:1px solid var(--border);}
.wise-stat-value{font-family:var(--font-d);font-weight:800;font-size:28px;color:var(--gold);line-height:1;}
.wise-stat-label{font-size:12px;color:var(--cream-muted);margin-top:4px;}
.wise-sim-card{background:rgba(36,36,36,.88);backdrop-filter:blur(20px);-webkit-backdrop-filter:blur(20px);border:1px solid var(--border);border-radius:24px;padding:36px;box-shadow:var(--sg),inset 0 1px 0 rgba(201,168,76,.1);position:relative;overflow:hidden;}
.wise-sim-card::before{content:"";position:absolute;top:0;left:0;right:0;height:2px;background:linear-gradient(90deg,transparent,var(--gold),transparent);}
.wise-sim-label{font-size:11px;text-transform:uppercase;letter-spacing:3px;font-weight:700;color:var(--gold);margin-bottom:20px;}
.wise-sim-irow{display:flex;justify-content:space-between;align-items:center;margin-bottom:8px;}
.wise-sim-irow label{font-size:14px;color:var(--cream-muted);}
.wise-sim-iwrap{display:flex;align-items:center;gap:8px;background:rgba(201,168,76,.08);border:1px solid var(--border);border-radius:10px;padding:2px 12px 2px 4px;}
.wise-sim-iwrap input[type=number]{width:100px;padding:8px;background:transparent;border:none;color:var(--gold);font-family:var(--font-d);font-weight:800;font-size:18px;text-align:right;outline:none;}
.wise-sim-iwrap span{color:var(--cream-muted);font-size:14px;}
.wise-sim-range{width:100%;margin:12px 0 20px;accent-color:var(--gold);cursor:pointer;}
.wise-sim-div{height:1px;background:var(--border);margin:20px 0;}
.wise-sim-flow{display:flex;align-items:center;justify-content:space-between;font-size:10px;font-weight:700;text-transform:uppercase;letter-spacing:1px;color:var(--cream-muted);margin-bottom:20px;}
.wise-sim-flow .arr{color:var(--gold);opacity:.6;}
.wise-sim-res{background:rgba(201,168,76,.06);border:1px solid var(--border);border-radius:14px;padding:24px;text-align:center;}
.wise-sim-res-lbl{font-size:10px;text-transform:uppercase;letter-spacing:3px;color:var(--cream-muted);margin-bottom:8px;}
.wise-sim-res-val{font-family:var(--font-d);font-weight:800;font-size:42px;color:var(--gold);line-height:1;text-shadow:0 0 40px rgba(201,168,76,.4);}
.wise-sim-res-sub{font-size:12px;color:var(--cream-muted);margin-top:6px;}
.wise-sim-link{display:block;text-align:center;margin-top:20px;padding:12px;background:rgba(201,168,76,.1);border:1px solid var(--border);border-radius:999px;color:var(--gold)!important;font-family:var(--font-d);font-weight:700;font-size:13px;text-decoration:none;transition:all .2s;}
.wise-sim-link:hover{background:rgba(201,168,76,.2);}
.wise-cnt{max-width:1140px;margin:0 auto;padding:0 24px;}
.wise-sh{max-width:680px;margin:0 auto 60px;text-align:center;}
.wise-sey{display:inline-flex;align-items:center;gap:8px;font-family:var(--font-d);font-weight:700;font-size:11px;letter-spacing:3px;text-transform:uppercase;color:var(--gold);margin-bottom:16px;}
.wise-st{font-family:var(--font-d)!important;font-weight:800!important;font-size:clamp(1.8rem,3vw,2.4rem)!important;color:var(--cream)!important;line-height:1.2!important;margin:0 0 16px!important;}
.wise-sl{color:var(--cream-muted);font-size:16px;line-height:1.7;margin:0;}
.wise-card{background:var(--dark-700);border:1px solid var(--border);border-radius:var(--r);padding:32px;transition:all .3s;position:relative;overflow:hidden;}
.wise-card::before{content:"";position:absolute;inset:0;background:linear-gradient(135deg,rgba(201,168,76,.05),transparent);opacity:0;transition:opacity .3s;}
.wise-card:hover{border-color:rgba(201,168,76,.4);transform:translateY(-4px);box-shadow:var(--sg);}
.wise-card:hover::before{opacity:1;}
.wise-card-icon{width:52px;height:52px;border-radius:14px;background:rgba(201,168,76,.1);border:1px solid var(--border);display:flex;align-items:center;justify-content:center;font-family:var(--font-d);font-weight:800;font-size:16px;color:var(--gold);margin-bottom:18px;}
.wise-card h3{font-size:16px!important;margin:0 0 8px!important;}
.wise-card p{color:var(--cream-muted);font-size:14px;margin:0;line-height:1.6;}
.wise-g3{display:grid;grid-template-columns:repeat(3,1fr);gap:20px;}
.wise-g4{display:grid;grid-template-columns:repeat(4,1fr);gap:16px;}
.wise-g2{display:grid;grid-template-columns:repeat(2,1fr);gap:32px;}
.wise-fs{background:var(--dark-700);border:1px solid var(--border);border-radius:var(--r);padding:28px 20px;text-align:center;}
.wise-fs.r{background:rgba(201,168,76,.08);border-color:rgba(201,168,76,.4);}
.wise-fn{width:32px;height:32px;border-radius:50%;background:var(--gold);color:var(--dark-900);font-family:var(--font-d);font-weight:800;font-size:13px;display:flex;align-items:center;justify-content:center;margin:0 auto 14px;}
.wise-fs.r .wise-fn{background:var(--gold-light);}
.wise-fs h4{font-size:14px!important;margin:0 0 6px!important;}
.wise-fs p{color:var(--cream-muted);font-size:12px;margin:0;}
.wise-fs.r p{color:var(--gold);}
.wise-cta{background:var(--dark-700);border:1px solid var(--border);border-radius:24px;padding:64px 48px;text-align:center;position:relative;overflow:hidden;}
.wise-cta::before{content:"";position:absolute;inset:0;background:linear-gradient(135deg,rgba(201,168,76,.08),transparent 60%);}
.wise-cta::after{content:"";position:absolute;top:0;left:0;right:0;height:1px;background:linear-gradient(90deg,transparent,var(--gold),transparent);}
.wise-cta h2{position:relative;margin:0 0 14px!important;}
.wise-cta p{position:relative;color:var(--cream-muted);max-width:500px;margin:0 auto 32px;}
.wise-cta-btns{position:relative;display:flex;gap:14px;justify-content:center;flex-wrap:wrap;}
.wise-ph{background:var(--dark-800);padding:80px 0 72px;text-align:center;position:relative;border-bottom:1px solid var(--border);overflow:hidden;}
.wise-ph::before{content:"";position:absolute;inset:0;background:radial-gradient(ellipse at 50% 0%,rgba(201,168,76,.12),transparent 70%);}
.wise-ph .wise-eyebrow,.wise-ph h1,.wise-ph p{position:relative;}
.wise-ph h1{margin:12px 0!important;}
.wise-ph p{color:var(--cream-muted);max-width:560px;margin:0 auto;}
.wise-sf{display:grid;grid-template-columns:1fr 1fr;gap:36px;align-items:start;}
.wise-sfm{background:var(--dark-700);border:1px solid var(--border);border-radius:var(--r);padding:32px;}
.wise-sfm h3{font-size:20px!important;margin:0 0 24px!important;}
.wise-srp{background:var(--dark-800);border:1px solid var(--border);border-radius:var(--r);padding:32px;position:relative;overflow:hidden;}
.wise-srp::before{content:"";position:absolute;top:0;left:0;right:0;height:2px;background:linear-gradient(90deg,transparent,var(--gold),transparent);}
.wise-bd{list-style:none;padding:0;margin:0;}
.wise-bd li{display:flex;justify-content:space-between;padding:10px 0;border-bottom:1px solid var(--border);font-size:13px;color:var(--cream-muted);}
.wise-bd li:last-child{border-bottom:none;}
.wise-bd .v{font-family:var(--font-d);font-weight:700;color:var(--cream);}
.wise-bd .neg{color:#FF8A8A;}
.wise-bd li.tot{font-weight:800;color:var(--cream);font-size:15px;padding-top:16px;}
.wise-bd li.tot .v{color:var(--gold);font-size:17px;}
.wise-ff label{display:block;font-family:var(--font-d);font-weight:600;font-size:13px;color:var(--cream-muted);margin-bottom:6px;}
.wise-ff input,.wise-ff textarea,.wise-ff select{width:100%;padding:11px 14px;border-radius:10px;border:1px solid var(--border);background:var(--dark-600);color:var(--cream);font-size:14px;box-sizing:border-box;transition:border-color .2s;font-family:var(--font-b);}
.wise-ff input:focus,.wise-ff textarea:focus{outline:none;border-color:var(--gold);background:var(--dark-500);}
.wise-ff textarea{resize:vertical;min-height:130px;}
.wise-fg{display:grid;grid-template-columns:1fr 1fr;gap:16px;}
.wise-fg .full{grid-column:1/-1;}
.wise-ta{width:72px;height:72px;border-radius:50%;background:rgba(201,168,76,.1);border:2px solid var(--gold);margin:0 auto 16px;display:flex;align-items:center;justify-content:center;color:var(--gold);font-family:var(--font-d);font-weight:800;font-size:20px;}
.wise-calw{background:var(--dark-700);border:1px solid var(--border);border-radius:var(--r);overflow:hidden;box-shadow:var(--sg);}
.wise-prose{max-width:760px;margin:0 auto;color:var(--cream-muted);font-size:16px;line-height:1.7;}
.wise-prose h2{color:var(--cream)!important;font-size:20px!important;margin:28px 0 10px!important;}
.wise-prose h2::before{content:"— ";color:var(--gold);}
.wise-prose a{color:var(--gold);}
.wise-prose strong{color:var(--cream);}
.wise-hdr{background:rgba(26,26,26,.95);backdrop-filter:blur(16px);-webkit-backdrop-filter:blur(16px);border-bottom:1px solid var(--border);padding:0 24px;position:sticky;top:0;z-index:9999;}
.wise-hdr-inner{max-width:1140px;margin:0 auto;display:flex;align-items:center;justify-content:space-between;gap:24px;padding:14px 0;}
.wise-nav a{color:rgba(245,240,232,.7);font-family:var(--font-d);font-weight:600;font-size:14px;text-decoration:none;transition:color .2s;margin-right:28px;}
.wise-nav a:hover{color:var(--gold);}
::-webkit-scrollbar{width:6px;}
::-webkit-scrollbar-track{background:var(--dark-900);}
::-webkit-scrollbar-thumb{background:var(--gold-dark);border-radius:3px;}
@media(max-width:980px){
    .wise-hero-content,.wise-sf,.wise-g3,.wise-g4,.wise-g2{grid-template-columns:1fr;}
    .wise-hero-left{padding:60px 0 40px;}
    .wise-hero-stats{gap:20px;}
}
@media(max-width:768px){
    .wise-fg{grid-template-columns:1fr;}
    .wise-cta{padding:40px 24px;}
    .wise-nav{display:none;}
}